Panama City Beach, Florida
2026 Edition · 10 cards · data as of Oct 30, 2026
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Population
Growing. Up 13.3% since 2020.
20,375
people, the 121st-largest of Florida's cities and towns.
Census Population Estimates, 2025. Rank among Florida's cities and towns computed by the Almanac. Sources: Census Population Estimates
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The workday
9 in 10 jobs here go to people who live somewhere else.
85.6%
of 12,607 jobs located in Panama City Beach are filled by in-commuters.
Census LEHD LODES, 2023. Sources: Census LEHD LODES
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Rent
Median rent is up 61% since the 2005–2009 survey, before inflation.
$1,791
a month. Florida's median is $1,669.
Census ACS 5-year, 2020-2024 (latest), with earlier 5-year windows. Sources: Census ACS 5-year
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The seam
Cross one tract line and median rent doubles.
A $1,647 gap between neighbors, the sharpest rent edge between adjacent tracts in Bay County.
- $775 Tract 20
- $2,422 Tract 7
Census ACS 5-year, 2020-2024, adjacent tracts compared by the Almanac. Tract estimates carry wide margins of error. Sources: Census ACS 5-year
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Room to build
The median rent is above what local wages can carry.
$813–$1,220
is the monthly rent range local workforce wages support.
- $1,791 median
Supportable rent computed by the Almanac from 2023 source wage data. Median rent: Census ACS 5-year, 2020-2024. Sources: Computed by the Almanac, Census ACS 5-year
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Building
45% of the housing here was built before 2000.
- 769 homes permitted, 2022–2025
- 47% of those were in multifamily buildings
- 45% of all homes were built before 2000
Census Building Permits Survey, 2022–2025; Census ACS 5-year, 2020-2024. Sources: Census Building Permits Survey, Census ACS 5-year
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Units needed
Closing the gap would add 0.2–0.6% to the 21,204 homes here.
34–126
is the estimated number of missing housing units, from the lowest to the highest of three estimates.
Range computed by the Almanac from 2023 jobs and household data, using three demand models: 1% of jobs located here, 1% of renter households, and a rate by town size applied to renters. The low end is the lowest of the three and the high end the highest. It is an estimate, not a count. Sources: Computed by the Almanac
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Home value
A median home costs 23% more than Florida's.
$441,300
median home value in Panama City Beach.
- $441,300 Panama City Beach
- $359,000 Florida
- $332,700 U.S.
Census ACS 5-year, 2020-2024. Sources: Census ACS 5-year